How to integrate M-Pesa into WooCommerce in Kenya is one of the most common questions we get from store owners looking to accept mobile money payments in a fast and secure way. If you’re selling online in Kenya, enabling M-Pesa on your checkout page is not just a convenience — it’s a necessity.

M-Pesa is the most trusted and widely used mobile payment system in Kenya, and having it on your eCommerce site isn’t just a good idea—it’s a critical step for boosting your sales and customer trust.

At Aquila Infotech, we’ve spent the last 10+ years helping Kenyan businesses successfully integrate M-Pesa across all major platforms. In this guide, we’ll show you how to do it right—starting with WooCommerce.

Why Integrating M-Pesa into WooCommerce Is a Game-Changer

When Kenyan customers land on your store, one question lingers before checkout:
“Can I pay with M-Pesa?”

If the answer is yes, you’ve just increased your chances of a completed sale by over 60%.

Here’s why WooCommerce + M-Pesa is the winning formula:

  • ✅ Instant mobile payments trusted by millions
  • ✅ Fast checkout process via STK Push (no paybill typing)
  • ✅ Works on any phone — no internet or bank card required
  • ✅ Seamless integration with your WooCommerce dashboard
  • ✅ Perfect for mobile-first markets like Kenya

Platforms Where M-Pesa Integration Works

We’ve integrated M-Pesa across platforms like:

  • WooCommerce (WordPress)
  • Shopify
  • Magento
  • Custom PHP & Laravel sites
  • Mobile apps (Flutter, React Native)

But in this guide, we’ll focus on how to integrate M-Pesa into WooCommerce in Kenya, since it’s the most common platform among Kenyan entrepreneurs.

Step-by-Step: How to Integrate M-Pesa into WooCommerce in Kenya

Option 1: Use a Trusted Plugin

This is ideal for non-developers or small businesses who want a simple, working solution in minutes.

  1. Go to your WordPress Dashboard
  2. Install a plugin like “M-Pesa for WooCommerce” by Pesapal or DirectPay
  3. Enter your Paybill/Till Number and API credentials
  4. Test using the plugin’s sandbox mode
  5. Go live and start accepting payments

⚡ Pro Tip: Look for plugins that support STK Push — it boosts conversions by allowing your customers to pay instantly from their phones.

For plugin options, check out trusted providers like PesaPal or iPay.

Option 2: Direct Integration Using Safaricom Daraja API

If you want more control and flexibility, use the Daraja API provided by Safaricom:

  1. Register on Safaricom Developer Portal
  2. Generate your Consumer Key and Secret
  3. Set up your STK Push and C2B endpoints
  4. Configure webhook URLs to receive payment confirmations
  5. Add API logic to your WooCommerce checkout flow

This method requires some PHP development skills, but it’s more customizable and future-proof.

Option 3: Middleware Services (PesaPal, Flutterwave, etc.)

Some gateways bundle M-Pesa with card payments, PayPal, and more.

  • Use PesaPal, iPay, or Flutterwave to manage all payments in one place
  • Connect these services via their WooCommerce plugin
  • No direct API coding needed

This is great if you want to offer multiple payment options on your store.

Securing Your WooCommerce + M-Pesa Integration

As your store grows, security becomes a must. Here’s how to stay protected:

  • Use an SSL certificate across your site
  • Never store M-Pesa PINs or payment details
  • Regularly update your plugins and API keys
  • Enable mobile optimization — 90% of Kenyan users shop on their phones
  • Test webhook handling and payment failures properly

Common Questions Answered

Q: Is it hard to integrate M-Pesa into WooCommerce in Kenya?
A: Not at all. With the right plugin or API setup, you can be live within hours.

Q: Can I use both Paybill and Till Number?
A: Yes, depending on your provider or integration setup.

Q: Is this solution secure and compliant?
A: Yes, as long as you follow SSL, data protection, and PCI compliance practices.

More Kenyan businesses are asking how to integrate M-Pesa into WooCommerce in Kenya in 2025 because customer behavior has shifted almost entirely to mobile-first payments.

Ready to Get Started?

Whether you’re just launching or scaling your online store, integrating M-Pesa into WooCommerce in Kenya is one of the smartest upgrades you can make.

At Aquila Infotech, we’ve helped hundreds of businesses boost conversions and simplify payments with professional M-Pesa integrations.

👉 Book a Free Consultation Today
📧 info@aquilainfotech.com | 📞 0736749900

Also checkout:

  1. Riding the E-Commerce Wave

  2. Kenyan Businesses Online Success: 10 Brands Winning Digitally and How Yours Can Too

Leave a Reply

Your email address will not be published. Required fields are marked *